Payment Plans: Supporting You in Life’s Most Difficult Moments
At Families First, we understand the importance of providing families with financial flexibility during emotionally challenging times. That’s why we offer a range of caring and practical payment options, tailored to your needs. Whether you’re planning ahead or navigating immediate arrangements, our goal is to ensure peace of mind for you and your loved ones.
Pre-Need Payment Plans: Secure Your Wishes, Protect Your Family
Planning ahead with a Pre-Need policy is a thoughtful way to alleviate future financial burdens for your loved ones. Partnering with Homesteaders Life Insurance Company, we offer a secure, inflation-protected funding solution. By prearranging and prefunding your funeral, you can lock in today’s prices and ensure your wishes are honored, no matter how costs may change over time.
Key Benefits of Our Pre-Need Plans:
- Cost Protection: Your policy is guaranteed, passing the risk of price increases to us, the funeral home.
- Flexible Payment Options: Choose to pay in full upfront or through manageable monthly installments.
- Inflation Protection: The plan grows over time, offsetting rising costs and keeping your arrangements affordable.
- Medicaid Benefits: Pre-need funeral plans are exempt from Medicaid spend-down requirements, offering financial relief for families. Plus, there is no look-back period, so funds allocated to your funeral plan are immediately protected.
- Transferability: Moving? Your Homesteaders policy can transfer with you, continuing to grow wherever life takes you.
- Tax Advantages: Unlike other funding options, growth on your Homesteaders policy is not taxable.
Planning ahead is a meaningful way to reduce stress for your family, safeguard your financial resources, and ensure your legacy is celebrated just as you envision. Contact us to learn more about securing a Homesteaders-funded plan today.
At-Need Payment Plans: Flexible Solutions When You Need Them Most
For immediate funeral arrangements, we provide compassionate payment options through Afterpay. This service allows families to access the necessary funds while offering flexibility in repayment, ensuring financial concerns do not overshadow the care and remembrance of a loved one.
How Afterpay Works:
- Quick Approval: Eligible families can access up to $4,000 in credit instantly.
- Simple Repayment:
Pay over time in four interest-free installments or select extended plans with clear terms.
- Convenient Payments: Afterpay integrates seamlessly with your bank account or card for automatic payments.
- Eligibility Criteria: Afterpay's system determines eligibility based on a simple application process during checkout.
With Afterpay, you can focus on what matters most—honoring your loved one—while managing the financial aspects on a timeline that works for you.
Why Choose Families First?
We are committed to providing support and understanding when you need it most. Whether planning ahead or making immediate arrangements, our team is here to guide you with empathy and professionalism. Explore your options today and take the next step toward ensuring peace of mind for you and your family.
Ready to Learn More?
Contact us to discuss how our payment plans can support your needs. Let us help you navigate these important decisions with care and confidence.
